Opinion

Analysis and commentary from operators, investors and builders on where African tech is heading.

20 Articles
Business professionals working in Lagos
OpinionPolicy & RegulationStartups

Opinion: Early-stage programmes need time to measure what lasts

A startup programme can announce investments quickly, but durable company-building takes longer to assess. Fundraising totals and cohort photographs reveal only part of...

Funding & DealsOpinionPolicy & Regulation

Opinion: Startup funding reports should separate company cash from investor liquidity

A secondary share sale can be an important milestone without adding new operating cash to a startup. Treating every transaction value as money...

Aerial view of Lagos with traffic
FintechOpinionPolicy & Regulation

Opinion: Employee equity loans need room for an uncertain outcome

Borrowing against private-company equity joins two uncertain timelines: the employee’s repayment obligation and the company’s possible liquidity event. A useful product explanation should...

Illustrative smartphone payment at a card terminal
FintechOpinionPolicy & Regulation

Opinion: Cross-border payments need a complete price before confirmation

A fast transfer can still be difficult to compare if its cost is split between an upfront fee, an exchange-rate margin and charges...

Business professionals working in Lagos
OpinionPolicy & RegulationStartups

Opinion: Farm-market platforms should give producers useful data back

Digital marketplaces can collect detailed information about supply, demand and prices. Farmers participating in those systems should gain useful visibility rather than only...

A person scanning a fingerprint on a biometric reader
AI & Emerging TechFintechOpinionPolicy & Regulation

Opinion: Finance assistants need permission that matches the task

An assistant that searches receipts does not need the same authority as a tool that initiates a payment. Business-finance AI should make that...

A mobile network tower
FintechOpinionPolicy & RegulationTelecom & Infrastructure

Opinion: Smartphone finance needs a clear total-cost label

Device finance can make a smartphone available before a customer has saved its full purchase price. The useful policy question is whether that...

Two colleagues working on a laptop in Lagos
OpinionPolicy & RegulationTech Talent

Opinion: Secure-by-default software needs support beyond the workshop

Developer events increasingly discuss building secure systems alongside faster development. That conversation becomes more useful when it continues into the tools and working...

Founder Stories

Ikenna Nzewi: The Releaf journey that led to Biochar Industrial Group

Ikenna Nzewi’s startup career has moved from improving agricultural processing to turning its leftovers into a climate technology business. The thread connecting those...

Shola Akinlade: From building software in Lagos to Paystack and The Stack Group

Before Paystack became part of Stripe, Shola Akinlade was a software builder working through a much smaller question: how could the tools he...